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Commercial Insurance

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commercial insuranceMadison Mutual offers several commercial insurance policy options to provide customized property and liability coverage for businesses, including our:

  • Businessowners Policy

  • Special Multi-Peril Policy

  • Commercial Fire Policy

Our commercial policies are highly flexible and designed to accommodate a wide range of business. In fact, there’s no way we could list out all the businesses we’ll consider insuring! For everything from apartment buildings to offices, stores to motels, main street business to leased commercial space, please contact one of our agents to get more information!

Available coverages in our commercial insurance policies may include the following and more:
  • Commercial Building Coverage (Replacement Cost or Actual Cash Value options available)
  • Business Property Coverage (Replacement Cost or Actual Cash Value options available)
  • Disappearing Deductibles
  • Loss of Income
  • Loss of Rents
  • Mechanical, Electrical or Pressure Systems Breakdown
  • Debris Removal
  • Fire
  • Lightning
  • Windstorm
  • Hail
  • Theft
  • Vandalism
  • Explosion
  • Riot
  • Damage from Aircraft
  • Damage from Vehicles
  • Smoke Damage
  • Sinkhole Collapse
  • Volcanic Action
  • Falling Objects
  • Weight of Ice, Snow or Sleet
  • Accidental Discharge or Leakage Water Damage
  • Business General Liability Coverage
  • Bodily Injury and Property Damage Liability Coverage
  • Products and Completed Operations Liability Coverage
  • Fire Legal Liability Coverage
  • Personal and Advertising Injury Liability Coverage
  • Beauty or Barber Shop Liability Coverage
  • Morticians or Cemetery Liability Coverage
  • Premises Medical Payments
  • Accounts Receivable
  • Building Inflation Protection
  • Employee Dishonesty
  • Exterior Signs
  • Money and Securities
  • Seasonal Variation
  • Sprinkler Leakage
  • Valuable Papers and Records
  • Business Property While Away From The Insured Premises
  • Builders' Risk Coverage
  • Loss Assessment
  • Burglary & Robbery
  • Scheduled Property Coverage
  • Glass Coverage
  • Refrigerated Food Products
  • Tenant's Improvements and Betterments
  • Earthquake Coverage
  • Business Credit Card, Forgery and Counterfeit Money
  • Computer Coverage
  • Cooking Protection Equipment Accidental Leakage